When To Enroll For Part D Coverage

What is open enrollment for Part D drug coverage?

Open Enrollment is the time of year in which you can enroll in a Part D plan or switch plans. The Open Enrollment period begins on November 15 and ends on December 31 of each calendar year.

If I enroll during this time, when does my Part D coverage begin?

If you enroll between November 15 and December 31 your Medicare Part D coverage will begin on the following January 1 and will continue for the entire year.

Is there any other enrollment time?

You may initially enroll in a Part D plan any time from 3 months before to 3 months after your 65th birthday. For example, if you turn 65 years old on June 4, you may enroll in a Part D plan anytime between March 4 and Sept 4.

Do I need to enroll in a Medicare Part D plan?

If you do not enroll in a Medicare Part D plan during your first enrollment period, and then decide to enroll later, the Medicare Part D program may access a 1 percent per month increase in your Part D premium. For example, it you decide to enroll 7 months after your first eligible enrollment period, then your premium could increase by 7 percent.

Do I still need to enroll if I do not take any medications?

Yes, even if you do not take any medications, you should still enroll in a Medicare Part D plan as soon as you are eligible. You can enroll in the Medicare Part D plan with the lowest premium. In this way you will avoid the extra premium cost that will be added if you decide to enroll later.

How do I enroll in a Medicare Part D Plan?

Use our Medicare Part D plan comparison tool Or Call 1-866-754-8910 during the Open Enrollment period between November 15 and December 31. In addition, you can use the comparison tool period within 3 months before/after your 65th birthday or when you first become eligible for Medicare.

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