Caregivers Guide to Choosing a Part D Plan

How Do I Choose a Medicare Prescription Drug Plan for My Loved One?

There are over 44 million caregivers in America who provide unpaid care to a loved one. As a caregiver (sons, daughters, friends, professional caregivers), you want to make the best decision about the prescription drug needs for loved ones. This information will assist you in getting started.

As a caregiver, what do I need to know about choosing a Part D Plan?

It is important that you are aware of all the aspects of the Medicare Part D program, so that you can make decisions that will provide the appropriate care at an affordable price.

Medicare Advantage Prescription Drug Plans
They include Medicare Part A (Hospital), Part B (Doctor's office visits), and Part D (prescription drug coverage). Medicare Advantage Prescription Drug Plans are also known as Medicare Part C with prescription drug coverage.

Note: One of the main advantages of a Medicare Advantage Prescription Drug Plan is that all insurance benefits are received from one company. This is sometimes referred to as an "All In One Medicare Plan" and sometimes less expensive.
Medicare Part D Plans
These are plans that only include prescription drug coverage. Persons who purchase only Medicare Part D typically already have Original Medicare (Part A and Part B) and are satisfied with their coverage.

What is the open enrollment period for choosing a 2010 Medicare Plan?

The open enrollment period starts November 15th and ends December 31st of each year. All seniors are eligible to enroll in a new plan or change Medicare plans during this time. For seniors turning 65 years old, the enrollment period is 3 months before and 3 months after the date in which they turned 65 or first become eligible for Medicare.

When will coverage begin?

Coverage will start on January 1st and be in effect for 12 months.

Can I enroll my loved one in a Medicare Health Plan?

Yes, caregivers (family members and professional caregivers) can use the Medicare Part D plan comparison tool to help a senior enroll in a drug plan directly from this website. Or Call 1-866-754-8910 to speak to one of our knowledgeable representatives.

What do I need to get started with the enrollment process?

View plans and pricing. Our easy to use Part D Comparison Tool can help you choose a plan and enroll directly from this website. The free tool will help you estimate the total annual costs for Medicare drug coverage, including premiums, co-pays, deductibles, and more. These costs vary by zip code, plan, and the quantity and type of medication needed.

Help your family member or friend by following the step-by-step instructions below:

Collect the names, dosages & quantities of the medications for the person being enrolled in the Medicare plan. (e.g, Lipitor 10mg, quantity 30).
Go to our Part D Plan Comparison Tool Or Call 1-866-754-8910
Enter the zip code of the person being enrolled in the Medicare plan
Enter the complete list of drug(s) of the person being enrolled
Click continue and compare plans
From the Plan Results, select the plan that meets the needs of the person being enrolled.
Complete the Medicare application
The enrollee should receive a packet or a letter from the plan within the next 10-14 business days.

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