Medicare Part A

What is Medicare Part A Coverage?

Quick Guide To Part A
Medicare is health insurance offered by the federal government to most people who are 65 and older and to some younger people who have disabilities. Part A is the original Medicare insurance coverage and it helps pay for hospital bills. When you sign up for Medicare, you automatically get Part A.

Most people will not have to pay a monthly cost (premium) for Part A, because they or their spouse paid Medicare taxes while they were working. If you have not paid Medicare taxes through your employment you will have to pay a Medicare Part A premium. The Premium amounts are as follows:

You paid Medicare taxes for more than 7.5 years but less than 10 years (30 to 39 quarters, then your premium will be $254.00 per month.
You paid Medicare taxes for less than 7.5 years (less than 30 quarters), then your premium will be $461.00 per month.

Part A covers hospital costs, such as:

Hospital rooms
Meals
Nursing services
Hospice care and home health care

Part A is one of four types of insurance coverage offered by the federal government for people who qualify. It is the only part that is automatically covered, and for most people has no monthly cost.

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