Medicare Coverage Basics

A Guide To The Basics On All Parts of Medicare

Medicare is health insurance offered by the federal government to people who are 65 or older and meet the eligibility requirements. Some younger people who have disabilities, permanent kidney failure or Lou Gehrig’s disease can also qualify. Medicare helps pay for healthcare, but does not cover all medical expenses. The United States Medicare system is managed by the Centers for Medicare & Medicaid Services. Read these articles to determine your eligibility.

Medicare has four parts:

• Medicare Part A is the original Medicare insurance coverage and helps pay for hospital bills.
• Medicare Part B is a supplemental insurance option for people who qualify for Medicare. It pays for physician services and supplies outside of the hospital.
• Medicare Part C or, Medicare Advantage Plans (like HMOs and PPOs) are private health plans that are Medicare approved.
• Medicare Part D is the newest addition to Medicare. It is prescription drug coverage. You must be enrolled in Medicare before you can apply for Part D coverage.

Coverage Topics

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